Your Springfield Home Expert | Whitney Shoffner Realtor

Tag: real-estate

  • 2026 Real Estate Predictions

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    The 2026 real estate market is expected to feel calmer than the pandemic boom years, with modest home price growth, slightly better affordability, and a slow but noticeable pickup in sales activity. Mortgage rates are widely projected to hover in the mid‑5% to mid‑6% range, which should coax more buyers and sellers off the sidelines…

  • 2026 Real Estate Forecast

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    The latest forecasts suggest that 2026 will bring a slowly warming but still challenging real estate market: mortgage rates are expected to drift a bit lower but stay around the low-6% range, while home prices mostly notch modest gains rather than big swings. Economists generally see more inventory, slightly higher sales, and a shift toward…

  • A normalizing market

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    Missouri’s Real Estate Market Isn’t Slowing—It’s Normalizing For the past few years, real estate in Missouri has felt like a nonstop sprint. Homes were selling in days, bidding wars were everywhere, and buyers often waived inspections just to stay competitive. So when the market started to cool in 2023 and 2024, many assumed it was…

  • Why selling in the winter might just work!

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    Thinking about selling in winter? It can be a smart move. Here are the key pros to consider for a winter listing. Focused buyer pool Winter listings tend to attract more serious buyers who need to move quickly or are highly motivated (e.g., due to job changes or year-end needs). This can lead to fewer…

  • Thankful for the real estate market!

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    Springfield’s real estate market and Thanksgiving actually have a lot in common this year: both are about gathering, gratitude, and finding the right place at the table—whether that’s around the dining room or at the closing table.​ A Market To Be Thankful For While some national markets are cooling off sharply, Springfield’s housing scene in…

  • What is a portable mortgage?

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    What Is a Portable Mortgage? A portable mortgage allows a homeowner to transfer their existing home loan—including its interest rate, terms, and remaining balance—to a new property. In essence, you “take your mortgage with you” when you move. This approach can be especially valuable in times of rising interest rates, helping borrowers keep a lower…

  • Market update for 2025 and market predictions for 26′

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    The real estate market in late 2025 remains challenging, marked by high prices, elevated mortgage rates, and slow sales activity, but there are signs of cautious optimism and expectations of improvement heading into 2026.​​ Current Market Overview The housing market in November 2025 is characterized by moderate borrowing costs, with average 30-year fixed mortgage rates…

  • Pros and Cons of FHA Loans

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    FHA loans are a popular choice for many homebuyers, especially first-time buyers or those with less-than-perfect credit. Like any mortgage product, however, they have both advantages and disadvantages that should be carefully considered before making a decision. Pros of FHA Loans Cons of FHA Loans Key Takeaways FHA loans can be an excellent way to…